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无论发生什么, 古天乐代言的太阳城在那里是为了

Our mortgage payment assistance plans can get 你 back on 你r feet.

Sometimes unexpected events can make staying on top of mortgage payments a challenge. If 你've been dealing with a legitimate hardship, there are ways we can help 你 to stay in 你r home and get back on track financially.

Loan modification programs can help those in danger of foreclosure, and there are proactive steps 你 can take in order to expedite the process of modifying 你r loan. It's all part of our mission to keep the lines of communication open so that 你 get the help 你 need.

A loan modification is a permanent change in one or more of the terms in 你r loan, 而且还能降低月供. For example, 你 could receive a reduction in 你r rate or an extension of 你r loan term. A loan modification is not a reduction in principal.

If 你’re experiencing a hardship and would like to be considered for a loan modification, download and complete our loan modification forms below, including the Uniform Borrower Assistance Form (UBAF), 然后把所有文件传真给 . Please keep in mind that during periods of heavy volume, the response time may take several weeks.

损失减缓征集

表格710按揭援助申请

4506c (v2020)

卖空

A short sale involves selling 你r home for less than the total amount that 你 owe on 你r property; this method is commonly used in an attempt to avoid foreclosure. In order for a short sale to be successful, 你必须找到一个合格的买主, and 你r lender must agree to accept the sale.

A short sale may be an option for 你 if are experiencing all of the following:

  • A hardship—such as a job loss, divorce or medical emergency
  • 无力支付你目前的住房贷款
  • 无力修改您当前的住房贷款

A short sale negatively impacts 你r credit—although to a lesser degree than does a foreclosure—so 你 should explore all of 你r other options first. We recommend contacting a tax professional to become aware of any tax implications.

If 你 have a signed contract for a short sale that 你 would like Define 抵押贷款 Solutions to consider, download and complete our 卖空 forms found below, including the Uniform Borrower Assistance Form (UBAF), and fax them along with the contract and supporting documentation to or email them to dmsmortgageassistance@definemtg.com.

卖空 Instructions and Disclosures 2018

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表格710按揭援助申请

4506c (v2020)

需要额外的援助?

If 你 have already submitted 你r request for a foreclosure-prevention alternative and are not satisfied with the outcome, 你r case can be re-evaluated by our escalations team. 通过电子邮件古天乐代言的太阳城 dmsmortgageassistance@definemtg.com 或者打电话到或 . Please provide 你r name, loan number and any new information to be considered. A member of our team will contact 你 within three business days to confirm receipt of 你r inquiry and obtain additional information, 如果需要. Your case will be re-evaluated and resolved within 15 business days.

If 你 aren’t experiencing a hardship and would like to lower 你r interest rate, 你 may be eligible to refinance 你r loan. For more information about refinancing 你r mortgage, apply online or speak with one of our mortgage experts.

*抵押贷款 loans are offered by Define 抵押贷款 Solutions, 有限责任公司, 核磁测井ID # 1761612, a subsidiary of 古天乐代言的太阳城信用合作社. BK#0949053